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Modern Credit & Financing Landscape – Jakpat Fintech Trends Report 2026 #2

Modern Credit & Financing Landscape – Jakpat Fintech Trends Report 2026 #2

Advancements in technology have fundamentally restructured the financial industry. Because fintech is redefining standard financial operations, monitoring key trends is essential for strategic decision-making.

Jakpat conducted a nationwide survey of 1920 respondents to explore their habits and usage surrounding fintech trends. The findings are presented in a three-part report series, with this second edition focusing on key trends in modern credit (paylater and online loans) and financing platforms (crowdfunding and p2p lending) for 2026.

Key research points:

  • To find out related fintech trends in Indonesia in 2026
  • To capture the usage and habit of:
    1. Paylater platforms
    2. Online loan platforms
    3. Crowdfunding platforms
    4. P2P lending platforms
  • To find out the popular modern credit and financing platform brands

Here are some previews of the report:

Factors Influencing BNPL Usage Considerations
Factors Influencing Financing Platform Usage Considerations
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