3

Modern Credit & Financing Landscape – Jakpat Fintech Trends Report 2026 #2

Advancements in technology have fundamentally restructured the financial industry. Because fintech is redefining standard financial operations, monitoring key trends is essential for strategic decision-making.

Jakpat conducted a nationwide survey of 1920 respondents to explore their habits and usage surrounding fintech trends. The findings are presented in a three-part report series, with this second edition focusing on key trends in modern credit (paylater and online loans) and financing platforms (crowdfunding and p2p lending) for 2026.

Key research points:

• To find out related fintech trends in Indonesia in 2026
• To capture the usage and habit of:
  1. Paylater platforms
  2. Online loan platforms
  3. Crowdfunding platforms
  4. P2P lending platforms
• To find out the popular modern credit and financing platform brands

Here are some previews of the report: