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Indonesia Fintech Trends – 2nd Semester of 2025

Indonesia Fintech Trends – 2nd Semester of 2025

Recent technological advances have significantly reshaped the financial sector. Fintech is transforming traditional services and changing how individuals and businesses manage finances. Staying informed on key trends is essential in today’s digital finance landscape.

Thus, Jakpat conducted a survey on the usage of Indonesia fintech trends in the second semester of 2025, based on data from 2089 respondents nationwide.

Key research points:

  • How society perceives financial planning
  • The usage of several fintech platforms
  • Digital payment methods for transactions
  • Popular fintech platforms: e-wallet, paylater & online loan, crowdfunding, P2P lending, mobile/internet & digital banking

Here are some previews of the report:

The majority of people spent on shopping (77%0 and bills (66%)
E-wallets continue to be the top fintech service
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